Buying a House

Oct. 27, 2021

Experts Agree: Homeownership Provides a Path to Long-Term Wealth

A recent survey from LendingTree.com found there are multiple reasons why Americans would choose to purchase a home instead of renting. Some of the most popular non-financial reasons given include:

  • The flexibility to make the space your own
  • The pride homeownership offers
  • The sense of stability

In the same …

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Oct. 6, 2021

Is Offering Asking Price Enough, If You’re a Buyer?

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the …

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Sept. 29, 2021

Can Your Home Address What You Need to Effectively Work from Home?

A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working …

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Sept. 22, 2021

Do You Really Need 20% Down Payment to Buy a House?

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. A recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a …

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Aug. 31, 2021

Is Offering More Than the Asking Price Good for You in the Seller's Market?

Record-low interest rates and low supply have boosted demand across the country in the last year. In other words, more people are buying than ever before. Since it's a seller's market, buyers may need to go above and beyond to stand out. Offering the above-asking price is a …

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Aug. 25, 2021

5 Practical Questions for First-time Homebuyers

When buying your first home, it's important not to let emotional factors supersede practical considerations. After all, this is most likely the most expensive purchase you will make in your lifetime. 

Here are five practical questions that you may ask yourself as a first-time homebuyer

Can You …

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Aug. 17, 2021

5 Things You Need to Get Your Mortgage Application Pre-Approved

In the current real estate trends, sellers are highly in control and buyers are literally at war. Bidding war

Apart from enticing offers, letting the seller know how serious you are can make you one step ahead. One of the ways to show how serious you are is to …

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Aug. 10, 2021

What is a Loan Originator?

To make an informed decision when it comes to your homebuying team, you’ll want to intimately understand which piece of the puzzle is held by each party. While you may be familiar with the role a real estate agent plays, the job of a loan originator may be more of …

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Aug. 4, 2021

6 Top Home-Buying Myths: Busted

You don't believe you're ready to buy a house yet? That you're emotionally ready but not financially. Or you're not confident because of the home-buying myths?

Let's debunk the following myth below. 

Myth 1: I Have to Put Down 20%

Saving 20% of the …

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July 13, 2021

Tips for Young Homebuyers

For many young or first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure about the homebuying process and what they can afford. It found:

  • “1 in 4 underestimated their buying potential by $150k or more”
  • “1 in 4 …
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